Previously Known As : Icici Prudential Flexible Income Plan
Icici Prudential Savings Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 1
Rating
Growth Option 19-10-2026
NAV ₹588.18(R) +0.04% ₹597.24(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.87% 7.22% -% 6.6% 6.93%
Direct 6.02% 7.35% -% 6.72% 7.06%
Benchmark
SIP (XIRR) Regular -25.13% -0.9% 3.66% 4.32% 5.15%
Direct -25.03% -0.76% 3.79% 4.45% 5.27%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.49 1.87 0.75 0.82% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.65% 0.0% 0.0% 0.39 0.42%
Fund AUM As on: 30/12/2025 29835 Cr
Top Low Duration Fund
Fund Name Rank Rating
ICICI Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Tata Treasury Advantage Fund 4

NAV Date: 19-10-2026

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Savings Fund - Fortnightly IDCW 101.65
0.0400
0.0400%
ICICI Prudential Savings Fund - Direct Plan - Fortnightly IDCW 101.65
0.0400
0.0400%
ICICI Prudential Savings Fund - Monthly IDCW 101.71
0.0400
0.0400%
ICICI Prudential Savings Fund - Direct Plan - Monthly IDCW 101.72
0.0400
0.0400%
ICICI Prudential Savings Fund - Weekly IDCW 105.43
0.0400
0.0400%
ICICI Prudential Savings Fund - Direct Plan - Weekly IDCW 105.48
0.0400
0.0400%
ICICI Prudential Savings Fund - Daily IDCW 105.69
0.0400
0.0400%
ICICI Prudential Savings Fund - Direct Plan - Daily IDCW 105.7
0.0400
0.0400%
ICICI Prudential Savings Fund - Quarterly IDCW 109.93
0.0400
0.0400%
ICICI Prudential Savings Fund - Direct Plan - Quarterly IDCW 110.22
0.0400
0.0400%
ICICI Prudential Savings Fund - IDCW Others 197.15
0.0800
0.0400%
ICICI Prudential Savings Fund - Direct Plan - IDCW Others 200.4
0.0800
0.0400%
ICICI Prudential Savings Fund - Growth 588.18
0.2300
0.0400%
ICICI Prudential Savings Fund - Direct Plan - Growth 597.24
0.2400
0.0400%

Review Date: 19-10-2026

Beginning of Analysis

ICICI Prudential Savings Fund is the top ranked fund in the Low Duration Fund category. The category has total 19 funds. The 5 star rating shows an excellent past performance of the ICICI Prudential Savings Fund in Low Duration Fund. The fund has a Jensen Alpha of 0.82% which is higher than the category average of 0.36%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.49 which is higher than the category average of 1.6.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

ICICI Prudential Savings Fund Return Analysis

  • The fund has given a return of 0.15%, 1.23 and 2.88 in last one, three and six months respectively. In the same period the category average return was 0.22%, 1.31% and 2.91% respectively.
  • ICICI Prudential Savings Fund has given a return of 6.02% in last one year. In the same period the Low Duration Fund category average return was 5.93%.
  • The fund has given a return of 7.35% in last three years and ranked 6.0th out of nineteen funds in the category. In the same period the Low Duration Fund category average return was 7.26%.
  • The fund has given a return of 7.06% in last ten years and ranked 3rd out of fifteen funds in the category. In the same period the category average return was 6.74%.
  • The fund has given a SIP return of -25.03% in last one year whereas category average SIP return is -25.59%. The fund one year return rank in the category is 14th in 22 funds
  • The fund has SIP return of -0.76% in last three years and ranks 8th in 19 funds. Nippon India Low Duration Fund has given the highest SIP return (-0.66%) in the category in last three years.
  • The fund has SIP return of 3.79% in last five years whereas category average SIP return is 3.61%.

ICICI Prudential Savings Fund Risk Analysis

  • The fund has a standard deviation of 0.65 and semi deviation of 0.42. The category average standard deviation is 0.64 and semi deviation is 0.42.
  • The fund has a beta of 0.22 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.14
    0.18
    		0.10 | 0.27 17 | 22 Average
    3M Return % 1.20
    1.18
    		1.01 | 1.42 11 | 22 Good
    6M Return % 2.81
    2.65
    		2.36 | 2.99 5 | 22 Very Good
    1Y Return % 5.87
    5.35
    		4.75 | 5.87 1 | 21 Very Good
    3Y Return % 7.22
    6.70
    		6.16 | 7.22 1 | 19 Very Good
    7Y Return % 6.60
    6.10
    		5.33 | 7.75 3 | 17 Very Good
    10Y Return % 6.93
    6.24
    		5.79 | 6.93 1 | 15 Very Good
    15Y Return % 7.75
    7.14
    		6.55 | 7.75 1 | 12 Very Good
    1Y SIP Return % -25.13
    -26.07
    		-39.12 | -24.98 6 | 20 Good
    3Y SIP Return % -0.90
    -1.46
    		-3.33 | -0.90 1 | 18 Very Good
    5Y SIP Return % 3.66
    3.08
    		2.38 | 3.66 1 | 16 Very Good
    7Y SIP Return % 4.32
    3.76
    		3.13 | 4.53 2 | 16 Very Good
    10Y SIP Return % 5.15
    4.51
    		3.97 | 5.15 1 | 15 Very Good
    15Y SIP Return % 6.27
    5.50
    		4.03 | 6.27 1 | 13 Very Good
    Standard Deviation 0.65
    0.64
    		0.59 | 0.70 13 | 19 Average
    Semi Deviation 0.42
    0.42
    		0.39 | 0.47 12 | 19 Average
    Sharpe Ratio 2.49
    1.60
    		0.85 | 2.49 1 | 19 Very Good
    Sterling Ratio 0.75
    0.69
    		0.63 | 0.75 1 | 19 Very Good
    Sortino Ratio 1.87
    0.99
    		0.44 | 1.87 1 | 19 Very Good
    Jensen Alpha % 0.82
    0.36
    		-0.07 | 0.82 1 | 19 Very Good
    Treynor Ratio 0.05
    0.04
    		0.02 | 0.05 3 | 19 Very Good
    Modigliani Square Measure % 2.28
    1.47
    		0.78 | 2.28 1 | 19 Very Good
    Alpha % -0.35
    -0.97
    		-1.45 | -0.35 1 | 19 Very Good
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.15 0.22 0.13 | 0.30 22 | 24 Poor
    3M Return % 1.23 1.31 1.18 | 1.46 20 | 24 Poor
    6M Return % 2.88 2.91 2.68 | 3.08 17 | 24 Average
    1Y Return % 6.02 5.93 5.47 | 6.18 9 | 22 Good
    3Y Return % 7.35 7.26 7.05 | 7.40 6 | 19 Good
    7Y Return % 6.72 6.62 6.12 | 8.15 7 | 17 Good
    10Y Return % 7.06 6.74 5.99 | 7.27 3 | 15 Very Good
    1Y SIP Return % -25.03 -25.59 -38.78 | -24.72 14 | 22 Average
    3Y SIP Return % -0.76 -0.92 -2.80 | -0.66 8 | 19 Good
    5Y SIP Return % 3.79 3.61 2.94 | 3.79 1 | 17 Very Good
    7Y SIP Return % 4.45 4.31 3.88 | 4.74 6 | 17 Good
    10Y SIP Return % 5.27 5.01 4.65 | 5.36 4 | 15 Very Good
    Standard Deviation 0.65 0.64 0.59 | 0.70 13 | 19 Average
    Semi Deviation 0.42 0.42 0.39 | 0.47 12 | 19 Average
    Sharpe Ratio 2.49 1.60 0.85 | 2.49 1 | 19 Very Good
    Sterling Ratio 0.75 0.69 0.63 | 0.75 1 | 19 Very Good
    Sortino Ratio 1.87 0.99 0.44 | 1.87 1 | 19 Very Good
    Jensen Alpha % 0.82 0.36 -0.07 | 0.82 1 | 19 Very Good
    Treynor Ratio 0.05 0.04 0.02 | 0.05 3 | 19 Very Good
    Modigliani Square Measure % 2.28 1.47 0.78 | 2.28 1 | 19 Very Good
    Alpha % -0.35 -0.97 -1.45 | -0.35 1 | 19 Very Good
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Savings Fund NAV Regular Growth Icici Prudential Savings Fund NAV Direct Growth
    19-10-2026 588.1848 597.2446
    16-10-2026 587.9553 597.0061
    15-10-2026 588.0912 597.1423
    14-10-2026 588.1334 597.1834
    13-10-2026 588.4181 597.4706
    12-10-2026 588.1286 597.1749
    09-10-2026 588.2845 597.3277
    08-10-2026 588.2171 597.2575
    07-10-2026 588.2055 597.2439
    06-10-2026 588.2056 597.2423
    05-10-2026 588.1864 597.221
    01-10-2026 587.6674 596.6868
    30-09-2026 587.6289 596.6459
    29-09-2026 587.315 596.3254
    28-09-2026 587.224 596.2312
    25-09-2026 587.0568 596.0561
    24-09-2026 587.2761 596.2769
    23-09-2026 587.5752 596.5788
    22-09-2026 587.4165 596.4159
    21-09-2026 587.339 596.3354

    Fund Launch Date: 01/Aug/2002
    Fund Category: Low Duration Fund
    Investment Objective: To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months
    Fund Benchmark: Nifty Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.