Previously Known As : Icici Prudential Flexible Income Plan
Icici Prudential Savings Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 1
Rating
Growth Option 19-08-2026
NAV ₹584.83(R) +0.02% ₹593.72(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.4% 7.39% 6.57% 6.73% 7.03%
Direct 6.55% 7.52% 6.69% 6.85% 7.16%
Benchmark
SIP (XIRR) Regular -24.16% -0.41% 3.89% 4.49% 5.28%
Direct -24.04% -0.27% 4.02% 4.61% 5.4%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.49 1.87 0.75 0.82% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.65% 0.0% 0.0% 0.39 0.42%
Fund AUM As on: 30/12/2025 29835 Cr
Top Low Duration Fund
Fund Name Rank Rating
ICICI Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Tata Treasury Advantage Fund 4

NAV Date: 19-08-2026

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Savings Fund - Fortnightly IDCW 101.67
0.0200
0.0200%
ICICI Prudential Savings Fund - Direct Plan - Fortnightly IDCW 101.68
0.0200
0.0200%
ICICI Prudential Savings Fund - Monthly IDCW 102.0
0.0200
0.0200%
ICICI Prudential Savings Fund - Direct Plan - Monthly IDCW 102.01
0.0200
0.0200%
ICICI Prudential Savings Fund - Weekly IDCW 105.45
0.0200
0.0200%
ICICI Prudential Savings Fund - Direct Plan - Weekly IDCW 105.49
0.0200
0.0200%
ICICI Prudential Savings Fund - Daily IDCW 105.74
0.0000
0.0000%
ICICI Prudential Savings Fund - Direct Plan - Daily IDCW 105.74
0.0000
0.0000%
ICICI Prudential Savings Fund - Quarterly IDCW 111.07
0.0200
0.0200%
ICICI Prudential Savings Fund - Direct Plan - Quarterly IDCW 111.37
0.0200
0.0200%
ICICI Prudential Savings Fund - IDCW Others 196.02
0.0300
0.0200%
ICICI Prudential Savings Fund - Direct Plan - IDCW Others 199.21
0.0300
0.0200%
ICICI Prudential Savings Fund - Growth 584.83
0.0900
0.0200%
ICICI Prudential Savings Fund - Direct Plan - Growth 593.72
0.1000
0.0200%

Review Date: 19-08-2026

Beginning of Analysis

ICICI Prudential Savings Fund is the top ranked fund in the Low Duration Fund category. The category has total 19 funds. The ICICI Prudential Savings Fund has shown an excellent past performence in Low Duration Fund. The fund has a Jensen Alpha of 0.82% which is higher than the category average of 0.36%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.49 which is higher than the category average of 1.6.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

ICICI Prudential Savings Fund Return Analysis

  • ICICI Prudential Savings Fund has given a return of 6.55% in last one year. In the same period the Low Duration Fund category average return was 6.39%.
  • The fund has given a return of 7.52% in last three years and ranked 3.0rd out of eighteen funds in the category. In the same period the Low Duration Fund category average return was 7.4%.
  • The fund has given a return of 6.69% in last five years and ranked 6th out of sixteen funds in the category. In the same period the Low Duration Fund category average return was 6.63%.
  • The fund has given a return of 7.16% in last ten years and ranked 4th out of fourteen funds in the category. In the same period the category average return was 6.82%.
  • The fund has given a SIP return of -24.04% in last one year whereas category average SIP return is -24.17%. The fund one year return rank in the category is 3rd in 21 funds
  • The fund has SIP return of -0.27% in last three years and ranks 4th in 18 funds. Kotak Low Duration Fund has given the highest SIP return (-0.22%) in the category in last three years.
  • The fund has SIP return of 4.02% in last five years whereas category average SIP return is 3.83%.

ICICI Prudential Savings Fund Risk Analysis

  • The fund has a standard deviation of 0.65 and semi deviation of 0.42. The category average standard deviation is 0.64 and semi deviation is 0.42.
  • The fund has a beta of 0.22 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.62
    0.58
    		0.52 | 0.63 3 | 21 Very Good
    3M Return % 2.17
    2.00
    		1.82 | 2.17 1 | 21 Very Good
    1Y Return % 6.40
    5.80
    		5.25 | 6.40 1 | 20 Very Good
    3Y Return % 7.39
    6.84
    		6.30 | 7.39 1 | 18 Very Good
    5Y Return % 6.57
    6.10
    		5.42 | 7.40 2 | 16 Very Good
    7Y Return % 6.73
    6.20
    		5.46 | 7.28 3 | 16 Very Good
    10Y Return % 7.03
    6.33
    		5.88 | 7.03 1 | 14 Very Good
    1Y SIP Return % -24.16
    -24.61
    		-25.04 | -24.16 1 | 19 Very Good
    3Y SIP Return % -0.41
    -0.95
    		-1.51 | -0.41 1 | 17 Very Good
    5Y SIP Return % 3.89
    3.30
    		2.69 | 3.89 1 | 15 Very Good
    7Y SIP Return % 4.49
    3.95
    		3.25 | 4.68 2 | 15 Very Good
    10Y SIP Return % 5.28
    4.62
    		4.08 | 5.28 1 | 13 Very Good
    15Y SIP Return % 6.25
    5.45
    		3.85 | 6.25 1 | 12 Very Good
    Standard Deviation 0.65
    0.64
    		0.59 | 0.70 13 | 19 Average
    Semi Deviation 0.42
    0.42
    		0.39 | 0.47 12 | 19 Average
    Sharpe Ratio 2.49
    1.60
    		0.85 | 2.49 1 | 19 Very Good
    Sterling Ratio 0.75
    0.69
    		0.63 | 0.75 1 | 19 Very Good
    Sortino Ratio 1.87
    0.99
    		0.44 | 1.87 1 | 19 Very Good
    Jensen Alpha % 0.82
    0.36
    		-0.07 | 0.82 1 | 19 Very Good
    Treynor Ratio 0.05
    0.04
    		0.02 | 0.05 3 | 19 Very Good
    Modigliani Square Measure % 2.28
    1.47
    		0.78 | 2.28 1 | 19 Very Good
    Alpha % -0.35
    -0.97
    		-1.45 | -0.35 1 | 19 Very Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.63 0.62 0.54 | 0.66 12 | 23 Good
    3M Return % 2.20 2.12 1.91 | 2.27 3 | 23 Very Good
    1Y Return % 6.55 6.39 6.01 | 6.57 2 | 21 Very Good
    3Y Return % 7.52 7.40 7.19 | 7.58 3 | 18 Very Good
    5Y Return % 6.69 6.63 6.35 | 7.51 6 | 16 Good
    7Y Return % 6.85 6.72 6.20 | 7.66 7 | 16 Good
    10Y Return % 7.16 6.82 6.07 | 7.39 4 | 14 Very Good
    1Y SIP Return % -24.04 -24.17 -24.46 | -24.01 3 | 21 Very Good
    3Y SIP Return % -0.27 -0.40 -0.60 | -0.22 4 | 18 Very Good
    5Y SIP Return % 4.02 3.83 3.63 | 4.02 2 | 16 Very Good
    7Y SIP Return % 4.61 4.47 4.17 | 4.92 5 | 16 Good
    10Y SIP Return % 5.40 5.13 4.72 | 5.50 4 | 14 Very Good
    Standard Deviation 0.65 0.64 0.59 | 0.70 13 | 19 Average
    Semi Deviation 0.42 0.42 0.39 | 0.47 12 | 19 Average
    Sharpe Ratio 2.49 1.60 0.85 | 2.49 1 | 19 Very Good
    Sterling Ratio 0.75 0.69 0.63 | 0.75 1 | 19 Very Good
    Sortino Ratio 1.87 0.99 0.44 | 1.87 1 | 19 Very Good
    Jensen Alpha % 0.82 0.36 -0.07 | 0.82 1 | 19 Very Good
    Treynor Ratio 0.05 0.04 0.02 | 0.05 3 | 19 Very Good
    Modigliani Square Measure % 2.28 1.47 0.78 | 2.28 1 | 19 Very Good
    Alpha % -0.35 -0.97 -1.45 | -0.35 1 | 19 Very Good
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Savings Fund NAV Regular Growth Icici Prudential Savings Fund NAV Direct Growth
    19-08-2026 584.8252 593.7172
    18-08-2026 584.7303 593.6186
    17-08-2026 584.7538 593.6401
    14-08-2026 584.5993 593.4765
    13-08-2026 584.4983 593.3717
    12-08-2026 584.3594 593.2284
    11-08-2026 584.2725 593.1379
    10-08-2026 584.2039 593.066
    07-08-2026 583.7863 592.6353
    06-08-2026 583.63 592.4743
    05-08-2026 583.4674 592.307
    04-08-2026 583.2003 592.0335
    03-08-2026 583.0208 591.8491
    31-07-2026 582.596 591.411
    30-07-2026 582.4436 591.254
    29-07-2026 582.3647 591.1717
    28-07-2026 582.2884 591.0919
    27-07-2026 582.2247 591.025
    24-07-2026 581.6804 590.4657
    23-07-2026 581.5777 590.3592
    22-07-2026 581.4309 590.2079
    21-07-2026 581.4597 590.2349
    20-07-2026 581.2382 590.0078

    Fund Launch Date: 01/Aug/2002
    Fund Category: Low Duration Fund
    Investment Objective: To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months
    Fund Benchmark: Nifty Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.